We wish the world was simple and everyone is nice like you and I, but unfortunately it’s not, so to protect both ourselves and our readers, here is our list of disclaimers, disclosures, and private policy.

Terms of Use

Use of: livingthesong.com / “Living the Song”
This policy is valid from February 11, 2017

The information provided in Living the Song is distributed on an “As is” basis, without warranty of any kind, expressed or implied. Aside from comments made by others, the opinions and contents shared in this blog are my own opinions and ideas. Information might not be completely comprehensive and some readers may want to consult additional sources.

Living the Song disclaims all warranties and makes no representations regarding the quality, accuracy, completeness or suitability of the materials on this or any other website, and disclaims any duty to keep this information current or accurate.

While I am happy to share my experiences and answer your questions, I have no formal training or credentials in finance or investing (or pretty much anything else), and am by no means professionals or experts in any particular fields. What may have worked for us may not work for you. For professional advice, please consult a professional.

By reading this blog you acknowledge full responsibility for your actions with respect to any loss or damage caused or alleged to be caused directly or indirectly in connection with the blog.

Copyright Policy

Unless otherwise noted, I am the legal copyright owner to all written content and watermarked graphic material on this website and it may not be used, reprinted, (partially) modified or published without my written consent. A link to livingthesong.com must appear in all copies of any artwork, photographs or content that I own, including articles, and press releases.

Living the Song does use free public domain images from Pixabay. I do not claim copyrights to these images, and I use it with good faith that these images are truly free public domain images. If you notice that an image may be violating its original owner’s copyrights, contact us and I will remove it from the blog immediately.

Hold Harmless

All the information provided on Living the Song is for entertainment and information purposes only and is the expressed opinion of myself, not others. I am not providing any medical, legal or other professional advice. You are taking all the provided information at your own risk.

I cannot be held responsible for any offence taken due to translation, interpretation or mistakes in grammar and/or punctuation of my website’s content.

Access to the site may be temporarily or permanently suspended and without notice at my own discretion, due to possible updates or technical issues beyond my control. I will not be liable if for any reason the website is unavailable at any time or for any period of time. 

Privacy Rights

Living the Song does not collect personal information about our visitors except for standard traffic information collected by our host server and Google Analytics, and information provided voluntarily by visitors when leaving comments or joining our email list. This information will never be sold or voluntarily disclosed by Living the Song to others for any purpose.

I am not responsible for the privacy practices of any of my advertisers or blog commenters.

Reserve Rights

I reserve the right to change the focus of the blog, to shut it down, sell it, or change the terms of use at my own discretion with or without advance notice.

I also reserve the rights to delete any comments submitted to the blog without notice due to: comments deemed to be spam or questionable comment, comments including profanity, comments containing language or concepts that could be deemed offensive, or comments containing hate speech, credible threads, or direct attacks on an individual or group.

I am not responsible, nor will be held liable, for defamatory statements, nor the laws that they may break in your country or theirs through their comments content, implication and intent. 

Advertiser Disclosure

Living the Song sometimes publish affiliate endorsements and advertisements. This means that if you click on a link and make a purchase, Living the Song may receive compensation, at no extra cost to you. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

Please note that I am not responsible for the actions of any advertisers or sponsors that may be featured on this website. If you purchase a product or service based upon a link from this blog, you must take action with that company to resolve any issues and NOT with me.

Editorial Note: Opinions expressed on Living the Song, excluding comments made by others, are mine alone, not those of the bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Amazon Associates: Living the Song is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.